Skip to content
  • Our data is copyright protected — copying without permission is prohibited
  • We handle no money, ever
  • No business is promoted for payment
  • Tell us if something is wrong — we check and fix it

Resort and cottage

Running a small resort or cottage in a tourist area. Sajek fills completely in peak season, but the season is short and one 2025 fire destroyed 94 resorts and cottages.

  • Last reviewed: 19 September 2026
  • Version 1
Resort and cottage

Resort and cottage

Starting capital
৳8,00,000 – ৳2,00,00,000
Editorial estimate
Manpower
3 – 30 people
First sale
180 – 540 days
Editorial estimate
Break-even
16 – 60 months
Editorial estimate
Kind of work
Shop · Hard

About the business

More Bangladeshis are travelling inside the country, and they do not want a big city hotel - they want a small resort or cottage in the hills, on a haor, in a tea garden or near the sea. In peak season the demand is such that rooms simply run out. Over the Eid-ul-Fitr holiday in 2026 every resort and cottage at Ruilui in Sajek was fully booked until 28 March, and on a single day more than 650 tourists were turned away for want of a room, while hotels in Rangamati town ran at 80 percent. At Eid-ul-Azha, Sohag Palli and Resort in Gazipur was fully booked, Dusai Resort and Spa in Moulvibazar was above 80 percent, and The Palace at Bahubal in Habiganj ran packages from Tk 24,000 to Tk 1,20,000. Two things make this hard. First, the season is sharp: a few holidays carry most of the year's income while rooms stay empty the rest of the time and staff, power and maintenance run all twelve months. Second, fire and disaster risk is real. On 24 February 2025 a fire that started in one Sajek resort burned 94 resorts, cottages and homes to ash, and because Sajek has no fire station it took three hours for units to arrive. Weighing those two facts when choosing the site is the real decision in this business.

Unit economics

ItemRangeEvidenceSuggest a correction
Monthly working capital৳70,000 – ৳9,00,000Editorial estimate
Selling price৳24,000 – ৳1,20,000 / unitMarket quote
Variable cost৳7,000 – ৳30,000 / unitEditorial estimate
Gross margin71% – 75%Editorial estimate
Time to first revenue180 – 540 daysEditorial estimate
Break-even time16 – 60 monthsEditorial estimate
Cash cycle0 – 30 daysEditorial estimate
Waste / loss5% – 10%Editorial estimate
Daily capacity80 – 100Practitioner verified

What you need to start

  • Room furniture and bedding, a generator or solar power, water pumping and treatment, fire extinguishers, and an online booking setup.Equipment
  • Registration of tourist accommodation with the Hotel and Restaurant Cell of the Ministry of Civil Aviation and Tourism, which maintains the lists of five-, four- and three-star hotels. The Bangladesh Tourism Board's published laws list includes the 2024 tour operator and tour guide rules but no separate hotel or resort rules, so the fee and classification schedule must be requested from the ministry cell directly. Fees could not be verified in this research.Licence
  • Fire licence from the Fire Service and Civil Defence Directorate. Wooden and bamboo cottages carry the highest fire risk, and places like Sajek have no fire station at all.Licence
  • Environmental Clearance from the Department of Environment. Construction may be prohibited in an ecologically critical area; on St Martin all construction is banned and the department has filed cases and imposed fines against resorts built there.Licence
  • Bangladesh Food Safety Authority registration if food is served. Under the Food Safety (Registration and Licensing) Regulations 2026, registration is Tk 1,000 new and Tk 500 renewal, valid three years.Licence
  • Trade licence from the city corporation or municipality: form Tk 10, licence book Tk 50, standard tax Tk 30, stamp Tk 150-300, licence fee Tk 100-60,000 by trade type, plus VAT and signboard fee. Issued in 3-5 working days and renewed yearly.Licence
  • Handling guests, managing bookings and pricing, running a kitchen and making decisions in an emergency. Guest safety and coordinating with the local administration are part of the job.Skill
  • Land or a long lease in a tourist area, with rooms, a kitchen, a dining space and parking. In the hills and on islands, carrying construction material costs far more and takes far longer.Workspace

How the work is done

  1. 1Before choosing a site, check whether building there is legal at all. All construction is banned on St Martin, yet new resorts are going up and the Department of Environment is filing cases and fines. Ecologically critical areas, forest land and hills may carry separate prohibitions.
  2. 2Verify the land papers and local permissions. Land ownership and transfer follow separate rules in the hill districts, and the relationship with the headman and circle chief is a real factor.
  3. 3Take the trade licence from the city corporation or municipality and ask whether there is a separate category for hotels and resorts.
  4. 4Contact the Hotel and Restaurant Cell at the Ministry of Civil Aviation and Tourism. Registration and star classification of tourist accommodation is handled there. The fees and rules are in the ministry's gazette; ask for the current schedule before applying.
  5. 5Get the fire licence from Fire Service and Civil Defence and install fire-fighting equipment. Sajek has no fire station at all - if a fire starts, your own equipment is the only thing there is.
  6. 6Get Department of Environment clearance. In hills, forest, beach and coral areas this is not just paperwork - without it the structure can be demolished.
  7. 7If you serve food, register with the Bangladesh Food Safety Authority. Under the 2026 food safety regulations the registration fee is Tk 1,000 new and Tk 500 for renewal, valid three years.
  8. 8Keep rooms few and standards high. Sajek fills completely in season, but the season is short - fewer rooms at a better rate is safer than many rooms standing empty.
  9. 9Go on the online booking platforms and keep clear photographs and prices on your own page. Booking starts well before a holiday - Sajek's Eid rooms were gone in advance.
  10. 10Set prices and staffing against the holiday calendar. Eid-ul-Fitr, Eid-ul-Azha, the winter break and long public holidays carry most of the income.
  11. 11Find off-season buyers - company retreats, training and workshops, weddings and film shoots. Standing on holiday tourists alone leaves rooms empty for half the year.
  12. 12Write down a disaster plan. Flash floods have submerged the Sajek road and stranded tourists, and travel bans have been imposed for security. Set your cancellation and refund rules clearly in advance.

Seasons

  1. JanHigh
  2. FebHigh
  3. MarNormal
  4. AprNormal
  5. MayNormal
  6. JunLow
  7. JulLow
  8. AugLow
  9. SepNormal
  10. OctNormal
  11. NovHigh
  12. DecHigh
HighNormalLow

Where it works well

  • Strong fitBandarban · A major hill destination with strong demand for small resorts and cottages.
  • Strong fitCox's Bazar · The country's main beach destination, the largest hotel and resort market, with tourists all year.
  • Strong fitGazipur · Close to Dhaka, so a large day-trip market; Sohag Palli and Resort was fully booked at Eid-ul-Azha - though resorts here were also ordered shut for four days around an election.
  • Strong fitHabiganj · Bahubal has luxury resorts such as The Palace, with packages from Tk 24,000 to Tk 1,20,000, beside the Dhaka-Sylhet highway.
  • Strong fitMoulvibazar · Srimangal and the tea gardens, home to expensive resorts such as Dusai Resort and Spa, which was above 80 percent booked at Eid.
  • Strong fitRangamati · Ruilui in Sajek and Kaptai Lake fill completely in peak season with tourists turned away for want of rooms - but the fire and road-closure risks are also highest here.
  • PossibleBagerhat · Tourists come for the Sundarbans and the Sixty Dome Mosque, and good accommodation is in short supply.
  • PossibleKhagrachhari · The road to Sajek runs through this district, with accommodation demand at Dighinala and Sadar.
  • PossibleSunamganj · Tanguar Haor draws monsoon tourists and accommodation is scarce, so there is room in the market.
  • PossibleSylhet · Heavy tourist traffic at Jaflong, Bichanakandi and Ratargul, with remittance families able to pay more.
  • Weak fitBhola · Monpura and Charfasson have potential, but access is hard and infrastructure is thin.

Risks and cautions

  • HighOther: Fire is the most real and most total loss in this business. On 24 February 2025 a fire that began in one resort at Ruilui in Sajek spread and burned 94 resorts, cottages and homes to ash; the owners' association counted 32 resorts and cottages, 36 homes, 6 restaurants and 20 shops completely destroyed, while the district administration put damaged structures at at least 140. A local union council member estimated the loss at Tk 100 crore. Sajek has no fire station - eleven units from Khagrachhari Sadar, Dighinala and Panchhari took three hours to arrive, and the fire was controlled only after four and a half hours. It is thought to have started from a cigarette or an electrical short circuit.
  • HighCompliance: The places with the most tourists may be the places where building is forbidden. All construction is banned on St Martin, yet on 29 August 2026 at least 12 new resorts and cottages were reported under construction there. Department of Environment records show more than 70 resorts had been built on the island earlier, and cases and fines were brought against them under the interim government. If a demolition order comes after the structure is up, the whole investment goes.
  • HighDemand: The season is sharp and short. Most of the income comes in a few weeks around Eid, the winter break and long public holidays, when Sajek books out completely. The rest of the year rooms sit empty while wages, electricity, generator fuel and maintenance run all twelve months. In the same Eid that filled a Gazipur resort, Nandan Park in Ashulia drew only about two thousand visitors against a capacity of over ten thousand - even in peak season not every place fills.
  • HighOther: Nature and the administration can both stop bookings without warning. Flash floods have submerged the Sajek-Bagaihat road and stranded hundreds of tourists; a travel ban on Sajek was imposed for security and later lifted; and shooting spots and resorts in Gazipur were ordered shut for four days around an election. Those bookings have to be refunded while the costs stay.

Sources

What changed

No corrections have been published yet.

Questions and answers

No questions yet. Be the first to ask.

Stories about this business

Mixed experienceA resort operator in Moulvibazar, in a Prothom Alo report

A month and a half of losses, and foreign bookings made a year ahead cancelled

Srimangal has about a hundred hotels and resorts. Tourism began falling as soon as the quota protests started; foreign guests who book six months to a year ahead cancelled, putting the November-to-February peak season at risk.

Reasons
Weak demand, Dependency
What workedA woman cottage owner in Rangamati, in a Prothom Alo report

Started with 30,000 borrowed taka and three machang huts; capital is now about 8 lakh

She left an NGO job and started in February 2024 beside Kaptai lake with three machang huts and 30,000 taka of borrowed money. A Krishi Bank loan took the overnight huts to seven, and her capital now stands at about 8 lakh taka.

Capital
৳30k
Reasons
Working capital, Good location

Similar businesses

Home & local services

Diagnostic centre

A centre for blood tests, X-ray and ultrasonogram. It needs a DGHS licence, with an annual fee of Tk 15,000-50,000 by category and location.

Capital
৳8 lakh – ৳1.5 crore
People
3 – 15
First income
90 – 365 days
Editorial estimate
Home & local services

Ambulance service

Renting out a vehicle to carry patients and bodies. There is no national fare list; CMCH's fixed rates run from Tk 1,144 to Tk 5,785.

Capital
৳7 lakh – ৳30 lakh
People
1 – 3
First income
30 – 90 days
Editorial estimate
Home & local services

Car rental service

Renting out cars by the day or on monthly contract. In Dhaka a sedan is Tk 4,000 a day for 10 hours and 100 km and a Hiace Tk 5,500, but that is not profit once driver pay and depreciation are counted.

Capital
৳6 lakh – ৳35 lakh
People
1 – 5
First income
15 – 60 days
Editorial estimate
Home & local services

Security guard service

Supplying guards on contract. The service charge is Tk 9,000-10,000 per guard while wages are Tk 8,000-15,000 - that gap is the whole business.

Capital
৳5 lakh – ৳30 lakh
People
10 – 200
First income
60 – 180 days
Editorial estimate