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What workedA shopkeeper beside a haor in Maulvibazar, in a Prothom Alo report

A 20,000-taka NGO loan, a shop in her own house, 5,000-6,000 a month

A grocery shop in part of her own house beside the haor, started on a 20,000-taka NGO loan, running four years and bringing 5,000-6,000 taka a month.

Beside the Kawadighi haor in Maulvibazar the water stands for much of the year and steady work is hard to come by. This 40-year-old woman took a 20,000-taka loan from an NGO and turned part of her own house into a small shop selling salt, chilli, oil, biscuits, chanachur, chips and other daily necessities. With the shop inside the house there is no rent, so the whole loan went into stock. Four years on it is still running and brings her 5,000-6,000 taka a month. The NGO training also taught her to keep written accounts. She would like to expand, but she does not want to take on another loan.

Lessons

  1. 1.A shop inside the house pays no rent, so the whole of a small loan can go into stock instead
  2. 2.A one-room grocery returns 5,000-6,000 taka a month: a supplement to the household, not a full living

Published with the person's permission, without revealing who they are.

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